Low Income Hacks by G.

Cooking

Given the situation with the avian flu showing up in cows milk, most of my food suggestions are plant-based. This isn’t a political statement or being vegan or dieting, just trying to stay safe from one of several incoming pandemics. That said, it’s not always practical for everyone to eat the same way as our bodies and lives are unique. This is just what works for me and my budget and my living situation. I’m doing my best to have good health (by eating enough as well as a balance of healthy foods) but also to enjoy life.

Carbs are the foundation of every cheap meal. Where I live, rice is the cheapest, followed by russet potatoes and oatmeal. For slightly more expensive meals, use pasta, grits, red potatoes, or barley. For occasional variety, sweet potatoes or bread.

Buy in bulk when possible, but be careful to store things in secure containers. Save and wash glass jars and quality plastic containers to store things like lentils and pasta. Dry these jars very thoroughly, then leave to further airdry for a time. Moisture will ruin your food. Food safe buckets are excellent if you can afford them and some bakeries, grocery stores, and convenience stores have icing buckets with lids that they will sell very cheaply (usually $1 each for one bucket and another $1 for a lid). A 5 gal bucket can hold over 20lbs of rice which is a lot cheaper in the long run than buying a pound or two at a time. A good bucket with a lid can also keep pet food fresh and free of insects. Label your buckets and make sure no debris or insects get in when you open them. If you buy food in a container that does not reseal well (some ziplocking tops, cardboard boxes, etc.) then it’s important to immediately put into a glass or plastic container to avoid bugs.

Be prompt and aggressive about managing insects. It costs in the short term but it's better than losing your pantry or having to tackle a larger problem later. Terro ant traps and diatomaceous earth are relatively safe. Bay leaves deter a lot of types of insects. But if you need something stronger, don’t procrastinate on that.

Foods that come in glass jars: tomato sauce, salsa, pickles, pickles, some condiments, some canned fruits, jelly, spices, coconut oil, broths/bouillons, minced garlic, etc. if you're not canning, it's better to get a glass jars that come with food inside. An empty jar costs the same as a jar of tomato sauce so you might as well get the jar with food inside. If you are canning tho, not just storing cold things or doing refrigerator pickles, these are not safe at those temperatures. Once you have enough jars, it is cheaper just to make your own on most of these, where possible.

Spices are expensive but they improve quality of life when you're eating rice and beans every day. This is worth considering. Choose a few and buy in bulk. Grow what herbs you can.

Aromatics also improve flavor a lot and are relatively cheap for produce. Onion, carrots, and celery go into pretty much everything I cook.

Frozen peas, squash (winter or summer), green bell peppers, and most types of greens are some of your cheapest bets for vegetables. Avoid things that are already prepped if possible, since they're more expensive. These products also sometimes throw out valuable parts of the vegetable that can be used for broth or even just eaten. Peel that broccoli stalk and use it as a vegetable in its own right! If you eat winter squash, save the seeds to toast as a snack!

I do splurge on mushrooms, especially dried mushrooms if I can get a good deal. I use these a lot mainly as seasoning. I love fresh mushrooms but I do tend to forget about them so in the long run dried is a better deal for me. I use mushrooms more as a spice than a vegetable due to cost and do my best to make the most of them. For fresh mushrooms, I always save the stems for broth and with dried, I always save the soaking water even if it isn’t needed for the dish. That’s a gift to future me.

Fruit is, unfortunately, a luxury. Keep an eye out for good deals and don't ignore dried or frozen fruit. Cranberry season is a favorite of mine. This week I got a big bag of fresh cranberries for $1. I mixed in some frozen blueberries and made wojapi, a Native berry sauce that's good in both savory and sweet applications. I'm putting it on my oatmeal this week.

To prolong the life of frozen produce, close the bag with a twist tie or put into a ziplock.

Keep an eye on produce that's starting to fade. Freeze, pickle, cook, use in broth, etc. For freezing, I like to wash, dry, and chop into bite sized pieces to easily add to other things later. Things like green beans keep their texture really well. I like to pickle things like ginger, hot peppers, radishes, cucumbers, etc. I usually just do a basic quickpickle recipe. I buy ACV in bulk for this purpose. If fruit is starting to go, either freeze it or cook it into compote (to put on oatmeal, pancakes, etc). To save things for vegetable broth, freeze whatever you have that's still technically edible (won't add a rotten flavor) as well as any vegetable peels and ends and such.

Protein is expensive. Dry legumes are the cheapest option here. There are lots of cheap recipes, especially the dal section on Manjula’s kitchen. I usually have to leave out some of the spices and substitute some vegetables, but try to do the basics. Canned beans are more expensive, but can be more convenient. Nuts and seeds are good when you can afford them, peanuts and sunflower seeds are usually reasonably priced. I add in further variety with nuts/seeds when possible but it’s expensive for very little food. Pumpkin seeds are probably my favorite commercially available seed or nut but I rarely buy them due to cost. Raw cashews are great for making creamy sauces but they’re expensive so I rarely use them.

If you do eat meat, seek out cheaper cuts like turkey neck that can add a lot of flavor for little money. It’s also worth it to learn to cook things like whole chickens/turkeys, etc. that may be cheaper than a tray of pieces. Bones can be saved for broth.

Soup is your friend, especially legume based. I like to start almost any soup with a legume, some onion, garlic, a carrot, and a celery stick. Carbs like potato, barley, etc. make it more filling and cheap. My favorite summer soup is sambar because it helps regulate temperature. Toast and grind your own legumes and spices to save money rather than using a store bought sambar mix.

Porridge is also really cost efficient. There are many types, all very affordable if bought in a large container instead of single serve. In addition to oatmeal (which I like sweet or savory), grits and congee are some of my favorites. You can serve cooked vegetables on top or mixed in. That said, even a bowl of plain congee with peanuts and hot sauce can be excellent.

In the summer, overnight oats are a good option since they're cold. Put bite sized pieces of fruit (dried, frozen, or fresh), nondairy milk, oats, a pinch of salt, honey if you like, and any spices in a container together overnight and top with nuts/seeds when you're ready to eat. This is a more expensive meal due to the milk and fruit, so I try to be moderate with both. I use only a little fruit and usually slightly water down the milk.

In summer, pulao is one of my favorite cheap meals. Manjula’s Kitchen has many good recipes for this, like zucchini rice, peas pulao, etc. Dal with rice is also good and cheap.

DIY flavored vinegars and infused oils can be cheap ways to boost flavors. Make sure anything added to oil is completely dry (dried herbs, dried chilies, no fresh garlic if the oil is meant to be shelf stable, etc) but there's a little more leeway with vinegar, especially if it’s stored in the fridge and strained when it's done infusing. These can then be drizzled on finished dishes, added to sauces, or used in salad dressings. If you want to use apple cider vinegar, you can save a lot of money by buying in bulk and there are bulk brands that include the mother.

Re what type of oil to use. Cutting butter entirely was necessary long ago due to cost (I still think back with fond nostalgia to when I could get 1lb butter for $1). Instead I use oil as necessary and ration it carefully. I try to select an oil with some nutrition like omega 3s, since I’m unlikely to get those from conventional sources (like avocadoes, fish, etc). This does cost a little more but in my case, it’s worth it for my health.

Drinks: obviously water is the cheapest option, but sometimes I miss other things. I do dilute juice sometimes (usually ⅓ water, ⅔ juice), drink tea hot or iced, lemon water or other infused waters (with slices of fruit or cucumber and sometimes also herbs like mint or thyme), etc. Hibiscus tea is very fruity, especially with a slice of citrus like orange floating in it. This can be a cheaper juice alternative and is very high in vitamin c.

For the holidays, adding whole spices like cloves, allspice, cardamom, and cinnamon sticks to a jug of apple juice (cold infuse overnight in the fridge) can make a drink similar to spiced cider but cheaper than the real deal.

Snacks: these are unfortunately a huge expense. Some of the cheaper options I’ve found are homemade hummus with carrots/celery or on crackers, apple slices dipped in peanut butter, homemade granola bars, popcorn, dry cereal, etc.

Treat Yo Self: Food is sometimes one of the only ways that people struggling financially can treat themselves. I think it’s important to make sure we enjoy our food and give ourselves occasional moments of pleasure. If it’s winter and you can’t afford heat, maybe that treat is hot cocoa. If it’s summer and you’re struggling with the heat, maybe you really need some sorbet. I find that it’s worth it to give myself these moments. Even just things like giving into cravings by doing things like making my favorite restaurant meal at home boosts moral. Things are tough right now and doing your best for yourself includes finding moderate and affordable ways to enjoy life.

Homemade meat substitutes

Most of these have a large initial cost but are used in extremely small quantities in recipes like collard greens or black eyed peas or anything you might flavor with smoked meat: smoked paprika, smoked salt, liquid smoke, smoked chilies (including chipotles). This technique works especially well when combined with something a little meaty like chopped mushrooms, lentils, etc.

Shopping

If you’re on foodstamps or medicaid, walmart+ is under $7/mo. In addition to free delivery and shipping, this comes with other services like Paramount+, tire repair, access to talking to a vet, etc. Instacart also has some kind of ebt discount but only some of their stores take ebt, as does amazon prime I think though they are the most expensive of these options. For me walmart+ is most cost effective with both the lowest grocery prices and the widest variety so I'm not paying shipping elsewhere. Yeah, corporations suck but it’s the best I can do.

Food for Power Outages/Storms

Between climate change and worsening infrastructure, it’s important to be prepared for power loss. I slowly built up a pantry of foods for power outages by buying about 2 canned items per month, more if I could managed it. Since things eventually go bad, it’s important to choose foods that you’re ok incorporating into regular meals and replacing with a fresh can.

Low Income Container Gardening

Produce is the most expensive part of my diet and it’s frustrating to not eat as much as I like. Gardening helps.

Household Tips

Cleaning

Temperature regulation

Other Household Supplies

Hair Products and other Toiletries

Cats

Healthcare